Awesome post Brandon, thanks for sharing! For what its worth, we learned about a great free web site called mint.com that actually.connects with your accounts electronically and can help you set budgets and monitor spending throughout the month. I didn't know if you'd heard of it. Also, if you are interested in learning the joomla cmatos (if you don't already) there are free meetup groups in austin where folks talk specs and strategy, I m sure that's the case for other cmatos too!